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RDA and Insurance Office of America (IOA)

April 1, 2017 Dear Clients and Friends: I am pleased to announce that effective April 1st, 2017, my agency (Ronald Diskin Associates Corp.) has joined Insurance Office of America, Inc. (IOA) which is a full-service insurance agency founded in 1988 and is one of the fastest growing independent agencies in the United States. IOA is ranked 13th on Insurance Journal’s 2015 Top 100 Independent Property/Casualty Agencies report, and it is

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DISASTER SURVIVORS HAVE RIGHT TO APPEAL IF FEMA ASSISTANCE IS DENIED

Release date: April 25, 2013 Release Number: 147 04/30/2013 09:28 AM EDT TRENTON, N.J.-New Jersey survivors of Hurricane Sandy who have been turned down for disaster assistance by the Federal Emergency Management Agency have the right to appeal that decision. Before appealing, be sure to read your determination letter carefully. FEMA may only be asking that you provide additional information. If this is the case, include as much documentation as possible

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Reclassified Flood Zones by FEMA

You may also not be aware that FEMA is reclassifying Flood Zones based on the recent floods. You may have not been located in a HIGH RISK Flood Zone before, but you may have been reclassified, and may now be at risk. If you have a current Package or Property policy that includes Flood coverage, the coverage may now be excluded. In addition, you may not know that your standard

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Stay Safe During a Hurricane

Smart preparations help protect homeowners in peak hurricane season East Hanover, NJ (September 17, 2015) – Now through late October is considered peak hurricane season. To help homeowners keep their families and their property safe during a hurricane, Ronald Diskin Associates Corp. (RDA) offers tips to help prepare. “Being prepared in advance and taking the appropriate actions to protect your family and property can help to prevent or mitigate injury

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XS Flood Coverage with Loss of Rents Now Available

Based on the devastation brought on by Super Storm Sandy, RDA now has the ability to offer XS Flood Coverage over FEMA Flood policies for multifamily, mixed use, industrial, office and retail properties. We also have the ability to offer Loss of Rents Coverage, as part of the policy, with a minimum deductible of $50,000. This is a new product to the market and may be helpful to you. If

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Mortgage Value vs. Insurance Replacement Cost

One of the biggest questions insureds have regarding Property insurance revolves around the amount of insurance to place on their property. When purchasing a building, the mortgage company requires the property owner to obtain insurance prior to closing. Most building owners assume the amount of building coverage will be equal to the amount they paid for their property. This is incorrect in some cases. There are different methods to determine

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The Smart Valve!

RDA has become aware of an exciting product that has a proven track record of saving money and conserves water. It’s called THE SMART VALVE. It’s a patented plumbing valve that is installed after almost any water meter, and through it’s scientific design and technology, improves the efficiency of any water meter which results in savings, sometimes as much as 20%. Without getting into a technical description of how it

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